Coverage for lawyers and experts: Up to $1 million^†††

If identity theft happens, get the support you need from legal and identity theft experts to help restore your identity, with up to $1 million in coverage.

Stolen funds reimbursement: Up to $1 million^†††

Reimburses you for money stolen due to identity theft.

NEW Scam Reimbursement⁷: Up to $10,000

Offers reimbursement for financial losses from certain scams.

Personal Expense Reimbursement: Up to $1 million^†††

Covers out-of-pocket costs like lost wages or document fees related to identity theft.

U.S.-based Restoration Specialists

A dedicated team of experts guide you through identity theft recovery from start to finish.

NEW Scam Support

Provides help and guidance if you fall victim to a scam—usually included with AI scam monitoring and recovery support.

Card Exposure Control

Card Exposure Control helps you stay ahead of fraud by showing where your payment information may be stored, helping you understand your risk, and guiding you through removing it when needed.

Unexpected and Suspicious Charge Alerts

Unexpected Charge Alerts notify you when a transaction doesn’t match your normal spending -like being charged $49.99 after a free trial ends, buying from a new store, or making an unusually large purchase.

Suspicious Charge Alerts help identify possible fraud, such as charges from another country, multiple rapid transactions, or known scam patterns. You’ll be notified so you can review the charge and take action quickly.

Credit, Checking and Savings Activity Alerts: Unlimited Accounts

Notifies you of suspicious activity across your bank, credit, and savings accounts, including unauthorized charges and account changes .

Credit & payday loan lock²

Allows you to lock your credit file and helps block many new payday loans in your name, with alerts if someone tries to access it.

Unexpected and Suspicious Charge Alerts

Unexpected and Suspicious Charge Alerts help you spot unusual or potentially fraudulent transactions. Unexpected Charge Alerts occur when a charge doesn’t fit your normal spending—like being auto-billed $49.99 after a free trial ends, buying from a new store, or making an unusually large purchase. Suspicious Charge Alerts indicate possible fraud, such as charges from another country, multiple rapid transactions, or known scam patterns. Unexpected alerts prompt you to review and confirm the charge; suspicious ones may lead your bank to block your card until verified.Both protect your account by catching errors or fraud early.

Buy Now Pay, Later Alerts

Notifies you if someone applies for a Buy Now, Pay Later service (like Klarna or Affirm) in your name

Phone, Internet & Utility Alerts

Sends alerts when new phone or utility accounts are opened in your name, helping you catch fraud early.

Credit Monitoring: 3 Bureau¹

Continuous surveillance of your credit reports to alert you of changes, inquiries, or new accounts, sourced from one or multiple credit bureaus.

Credit Report and Score: 3 Bureau Annually, 1 Bureau Monthly

Access to periodic credit reports—available monthly or daily depending on the plan and number of bureaus monitored. Access to periodic credit scores—available monthly or daily depending on the plan and number of bureaus monitored.

401K/Investment Activity Alerts

Notifies you of suspicious activity on retirement or investment accounts, such as unauthorized withdrawals or transfers.

Bank Account Takeover Alerts

Monitors for potential account takeover indicators and alerts you if suspicious activity is detected.

Home Title Monitoring

Notifies you if payday loans are opened in your name, which can indicate fraud.

Phone Takeover Monitoring

Alerts if your phone number is ported or transferred without authorization (SIM swap fraud).

Checking & Savings Account Application Alerts

Alerts when applications for new checking or savings accounts are made in your name—warning of potential fraud.

Payday Alerts

Notifies you if payday loans are opened in your name, which can indicate fraud.

Payday Lock

Automatically blocks new payday loans from being opened in your name to prevent fraud.

Stolen Wallet Protection

Assists in canceling and replacing important documents like credit cards, driver’s licenses, and Social Security cards if your wallet is lost or stolen.

NEW automatic data broker removal⁸

Automatic data broker removal that helps identify and remove your personal data from online threats.

Identity alert system

LifeLock’s internal alerting engine that notifies you of multiple suspicious identity-related events to help stop fraud early.

Dark Web Monitoring

Continuously monitors the dark web, hidden areas of the internet where stolen personal information may be shared or sold, and alerts you if your information is found.

Breach Alerts

Alerts you when wide-scale data breaches occur that could have exposed your personal information.

Social Media Monitoring

Monitors major social platforms for signs of suspicious activity such as account takeovers or compromised credentials.

USPS Address Change Alerts

Alerts you if someone tries to change your address or forward your mail with USPS, which could be a sign of identity theft.

Sex Offender Alerts

Notifies you when a registered sex offender is reported near your address.

Arrest and Court Record Alerts

Alerts if your personal information appears in an arrest or court filing, which might signal identity misuse or false claims.

Authentication Alerts

Alerts you to suspicious authentication activities or credential stuffing attempts on your accounts.

File Sharing Network Searches

Scans file-sharing networks, including peer-to-peer (P2P) networks, for your personal information that may be shared without your permission.

Synthetic identity monitoring

Detects if someone is using your personal information to create a fake identity, such as opening accounts or applying for services in your name.

Priority 24/7 Customer Phone Support

Includes 24/7 member support with higher-tier plans offering priority customer service.

Identity Consultation

As part of your membership, you’ll receive a complimentary call with one of our U.S.-based identity theft specialists. They’ll walk you through how LifeLock helps monitor your personal information and answer any questions you have. Simply choose a time that works best for you, and we’ll be in touch.

NEW 24/7 Virtual Advisor

Send a suspicious email or website to our Virtual Advisor and get guidance before you click, respond, or share any information.